Legal

Terms of use

The basic rules for using vma.hr and the free tools published here.

Last updated: May 2026

Site ownership

vma.hr is operated by Vertex Momentum Advisory (Saša Pavlaković, Skopska 38, 47000 Karlovac, Croatia).

Free tools and content

The DealScore tool, articles, and other free content on this site are provided as-is for personal and professional use. You can use the outputs in your own work without attribution. You can share screenshots and link freely.

You may not republish the content of this site as your own (e.g. copy entire pages onto your blog) or build competing tools using our copy. If you want to license something specific, ask.

Consulting engagements

Anything on this site is informational. Actual engagements are governed by a separate signed Statement of Work that defines scope, pricing, deliverables, and confidentiality. Nothing here constitutes a contract.

Disclaimer

The advice, frameworks, and tools on this site reflect Saša Pavlaković's professional opinion based on 20+ years in B2B sales. They are not guarantees of outcome. Sales results depend on many factors outside any single framework — your team, market, product, timing, and execution. Use the content as a starting point, adapt to your context, and validate with your own judgment.

Liability

We make no warranties about the accuracy or fitness of free content for any specific purpose. To the extent allowed by Croatian law, we are not liable for any losses or damages arising from use of the site or its tools.

Trademarks and references

MEDDICC, MEDDPICC, BANT, CHAMP, and other qualification frameworks are mentioned for educational purposes. We don't claim ownership of these acronyms or any third-party methodologies referenced. All third-party trademarks remain property of their respective owners.

Changes

We may update these terms occasionally. Significant changes will be flagged with a new "last updated" date.

Governing law

These terms are governed by Croatian law. Any disputes will be resolved in the competent courts of Karlovac, Croatia.

Contact

Questions: info@vma.hr